Navigating the costs associated with a funeral can be overwhelming, especially during a period of grief. In New Zealand, the Work and Income Funeral Grant provides financial assistance to help cover essential funeral expenses. Here’s a detailed guide to understanding how this grant works, who qualifies, and how to apply.
What is the Work and Income Funeral Grant?
The Work and Income Funeral Grant is a form of financial assistance designed to help with the cost of funerals. This grant can cover some of the essential expenses, which include:
• Professional services for preparing the body for cremation or burial (e.g., embalming).
• The cost of a casket.
• Newspaper notices costs.
• Hearse fees.
• Compulsory fees for purchasing a burial plot.
• Cremation fees.
Eligibility Criteria
Who Can Apply?
You may be eligible for a Funeral Grant if you are arranging the funeral for:
• Your partner.
• Your parent or guardian.
• Your child (under 18).
• Someone over 18 who is single (with or without children) and has passed away.
The deceased must have normally lived in New Zealand for you to qualify for this grant.
Income and Asset Requirements
If the deceased is your partner or child, your income must fall below certain limits to qualify for the grant. Here’s a breakdown:
For Partners:
• Aged 16-17 years (with no children): Annual income must be less than $31,801.12.
• Aged 18+ years (with no children): Annual income must be less than $36,548.20.
• A parent with one child: Annual income must be less than $44,350.28.
• A parent with two or more children: Annual income must be less than $46,725.12.
For Children:
• Single, aged 16-17 years (with no other children): Annual income must be less than $31,801.12.
• Single, aged 18+ years (with no other children): Annual income must be less than $36,548.20.
• In a relationship (with or without children): Annual income must be less than $53,086.80.
• Single with one other child: Annual income must be less than $44,350.28.
• Single with two or more other children: Annual income must be less than $46,725.12.
When You Can't Get a Funeral Grant
You might not be eligible for a Funeral Grant if:
• Other financial assistance or coverage is available, such as from ACC or Veteran's Affairs.
• There is prepaid funeral cover.
How Much Can You Receive?
The maximum amount you can receive from the Funeral Grant is $2,559.20. If the deceased had assets, the grant will cover the lesser of the maximum grant amount or the balance of the essential funeral expenses after the deceased’s assets are considered.
How to Apply for a Funeral Grant
Step 1: Complete the Application Form
You need to fill out the Funeral Grant Application Form. Download the form here.
Step 2: Gather Required Documents
You must provide:
• Confirmation of death (e.g., a death certificate, funeral director confirmation, or a newspaper death notice).
• Details of the funeral expenses, including the itemised funeral account and proof of payment (if already paid).
• Proof of identity (e.g., driver's license, passport, or a business card if applying on behalf of a funeral home).
• Details of any assets and income if applicable.
Step 3: Submit Your Documents
You can submit the completed form and your documents by dropping them off at one of the service centers or mailing them to the provided address.
Final Thoughts
The Work and Income Funeral Grant is a crucial resource for those facing financial difficulties in covering funeral costs. By understanding the eligibility requirements and application process, you can ensure that you receive the support you need during a challenging time.
For more information and to access the application form, visit Work and Income’s Funeral Grant page.
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